D7 Visa for Passive Income Holders in 2025

Portugal continues to attract individuals and families seeking quality of life, stability, and tax benefits. The D7 Visa, created for holders of passive income such as pensions, interest, or investments, is one of the most popular options for those who wish to reside in the country for periods longer than one year.

In this article, we detail the requirements, benefits, and necessary steps to obtain the D7 Visa, as well as answer frequently asked questions. Find out how this opportunity could be the start of a new life in Portugal!

 
The residence visa can be the perfect opportunity for passive income holders to move to Portugal. As one of the simplest residence visas in terms of requirements, the D7 is the path chosen by many who aspire to live in Portugal.

The D7 residence visa is issued to those who wish to reside in Portugal for periods longer than 1 year.

What are the benefits of the Residence Visa?

The residence visa is valid for a period of 4 months and allows two entries into Portugal. During this period, the visa holder must move to Portugal and attend an appointment at AIMA for biometric data collection, in order to have their residence card issued;

It allows the submission of accompanying visas for close family members at the same time as the main applicant submits the D7 visa application, so that they can immigrate together, with the family bond to be proven at the time of visa submission.

What are the requirements to obtain the D7 Visa?

For the issuance of a residence permit for passive income holders, the following is required:

• The applicant must have passive income of at least €870 per month from rents, interest, royalties, financial investments, among others.
• It is necessary that the passive income is received consistently and regularly.
• Proof of passive income for at least the last 3 months prior to the consular appointment.

In addition to the requirements related to passive income, the D7 visa applicant must also prove financial means through the possession of a certain amount, legally established, in a Portuguese bank account, which allows them to reside in Portugal for a period of no less than 12 months, being:

• 1st adult (applicant): 100% of the current minimum wage (€870) = €10,440/year;
• 2nd or more adults: 50% of the current minimum wage (€435) = €5,220/year;
• Children and young people under 18 years old and adult children in charge: 30% of the current minimum wage (€261) = €3,132/year.

What is the procedure and timeline to obtain the D7 Visa?

The issuance of a residence authorization for passive income holders – known as the D7 Visa – is divided into two phases:

1st Phase – Consulate – Issuance of the Residence Visa

The applicant must submit the residence visa application at the Portuguese Consulate or the Consular Section of the Portuguese Embassy in the country of origin or residence via the E-visa portal or by email (depending on the consulate).

In certain countries, to handle the volume of applications, the Consulate may delegate tasks to VFS Global, a company that receives applications before they are processed by the Consulate.

Once the residence visa application is submitted, the Consulate has 60 days to issue the visa.

When the residence visa is issued, it is time for the applicant to travel to Portugal to apply for the residence authorization.

2nd Phase – AIMA – Issuance of Residence Authorization

In most cases, the residence visa is issued by the Consulate with the date and location of the appointment. If this does not happen, the applicant must schedule the appointment via phone and/or email.

After all documents are submitted, AIMA has 90 days to issue the residence card.

What documents are required to apply for the D7 Visa?

The D7 visa has two distinct phases of document preparation:

1st Phase – Consulate

At the time of the visa application submission, the following documents must be provided, among others:

• Proof of accommodation in Portugal;
• Proof of a Portuguese bank account showing financial means;
• Document proving ownership of passive income;
• Bank statements from the foreign account showing the regularly obtained income.

Fee: €90

2nd Phase – AIMA

At the time of the appointment, the applicant will provide biometric data – photograph, fingerprints, and signature – and submit the necessary documents, including:

• Residence Authorization Request
• Proof of legal entry into Portugal
• Tax Identification Number (NIF)
• Proof of accommodation
• Proof of financial means.

Fee: €170.08

What is the validity of the Residence Card?

This residence authorization is valid for 2 years from the date of issuance of the residence card and is renewable for successive 3-year periods. After 5 years, the foreign citizen can apply for permanent residence and Portuguese nationality.

Benefits of the D7 Residence Visa

• Family reunification;
• Access to a qualified and accessible healthcare system;
• Access to the legal system and courts;
• Free movement within the Schengen Area;
• Eligibility for Portuguese nationality after 5 years from the submission of the residence visa application.

Frequently Asked Questions

Does this residence authorization offer the same benefits as others?

There are certain rights inherent to all residence authorizations, including access to healthcare and education, the possibility of exchanging a driver’s license, free movement within the Schengen Area, and the possibility of family reunification.

I have a bank account with significant savings. Can I apply for a D7 visa?

Savings are not considered passive income for the purpose of obtaining a residence permit in Portugal, as they do not prove the consistency and recurrence of earnings and, in most cases, these savings are derived from work-related earnings, which represent active income.

The D7 Visa could be the ideal solution to secure legal and safe residence in the country. From the submission of the application to the issuance of the residence card, each step can be simplified with the right support. Contact us to clarify your doubts and start your process with confidence. We are here to help make your plan to live in Portugal a reality.